We’re winding down on the calendar year, and you know what that means? It means that your deductible is about to reset. Every January first, most plans call for the resetting of so called met deductibles, and met deductibles mean that an insurance carrier will cover costs for the listed benefits in the policy. Calendar year deductibles reset every year, because it’s a convenient way of setting things up like this. Another thing that comes up every turn of the calendar year are the terms of the policy. Virginia car insurance policy terms will update from time to time, and thing about this is that if the updates aren’t urgent they’ll usually go into effect on January first. That’s custom with a lot of insurances, and with a lot of the updates that you’ll see about policies that aren’t urgent; they’ll go into effect at the turn of the calendar year out of convenience.